During a Recession – Investing Success

An Invitation From “Financial Widgets”

Home of “Trading To A Million” 

 

It is not very often that I get a chance write such an article that is so close to my heart but I wrote one for “Financial Widgets“, a new blog of mine, that incorporated a ideas I learned in high school English.  It was easier to write than I thought it was going to be.  I’ve written a few articles for “A Mind’s Diet” that were as, well…  unusual.  If you’ve been following this blog then you might find this one interesting.  

The story begins in a restaurant with a chance meeting of a previous acquaintance which illustrates that not all stock traders are soulless bastards who only have their own greed in mind.  Some of America’s greatest minds still work in the industry and are still successful.

I urge you to pop over and read this story, not for any other reason other than the enjoyment of reading something not simplified to a point where the English language is uninspired and dull. 

The Quixotical Concepts of Investing –  A Short Dalliance With the English Language For Investment Success

While there at Financial Widgets, you may want to look over the “Trading To A Million” series, especially the year in review

 

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Saving for a Smart Car – Buckets of Food for Pennies

Saving for a Smart Car –

 Buckets of Food for Pennies

The Food Budget Owner's Manual

The average person, not just the average family, can save $200+ a month on their food bills alone.  If you started now, you could save enough money each month to purchase out-right,  a smarCar in 6 years.   

This is a shameless plug.  Why Shameless?  If you knew something that could save almost anyone 10’s to 100’s of dollars a month, 1000’s of dollars a year, would you want to tell someone?

I do.  And I do.

It may seem like common sense, and everyone knows these things, right?  Then why do you spend roughly 50% more on food every month than you should?

Oh!  OK.  I understand you’re not a coupon-clipper.  Neither am I.  But I still don’t spend more than I should on food each month.  And, I eat pr-e-t-t-y good.  There is no food inflation in my house.

If someone who is single and not responsible for buying their own food can save someone $65 a month just because they read this book then maybe someone who has a real monetary interest in having money to eat on can save a lot more.

Still don’t know what I’m talking about?  Take a gander to Buckets of Food For Pennies and while you’re there you might want to sign up for their newsletter.  If nothing else, it has a smashingly good cookie recipe that comes with the first-edition Welcome letter.   Who knows?  Maybe you’ll be riding around in a smartCar.  You know they don’t call them smartCars for nothing.

Patrick

Budgets are Sexy – Serendipitious and So-o-o-o Cool

Budgets are Sexy – Serendipitious and So-o-o-o Cool

Do you believe in fate?  Do you read your horoscope and say, “Hey!  Right on.” or something to that effect? Do you carry a lucky charm or have a “favorite” outfit for a favorite activity you must wear? Perhaps you beieve in angels? 

I’m not superstitious. However, I do believe in serendipity.  Such was a meeting of J. Money and me.

When I wrote  “National Techmark, bibomedia and spam – What an Review!” I wasn’t looking for anyone to respond to my post.  I was just doing what comes naturally to me.  I was trying to help others by writing about the incident.  J. Money wrote one of the comments.  This was the serendipity I mentioned.

I have visited his blog several times and found that it dovetails nicely with another project I’m working on.  More on that later. Right now, let me tell you about J. and his blog. 

 It was a little young when he made his comment but it has grown to become something to be envied.  Here is one of the new generation’s rising stars.  I realize that this blogger has a lot to learn from this 20-something.  By his generation’s description I’m an old fart. 

Let me tell you about J. and his blog.    It is “Budgets are Sexy“.  I was impressed enough to list it in my blog roll.  J has a light, airy, personable style to his writing.  He’s blog is easy to read, yet informative.  It is speaks to the heart of the thing that I try to accomplish; help people help themselves. 

Do you spend money?  Do you have money questions?  Do you want to save money, or get out of debt?  Do you think that money is evil or that greed is uncool?  Budgets are Sexy and J’s collection of corresponding links will help set your mind straight.  

He has generously listed my “A Mind’s Diet” in his blog roll.  I didn’t ask him to do this but that goes back to that other project I have been working on.  I did put his up on mine.  That was something I do not do very lightly.  As you can observe I am very selective.  There were no strings attached to that action.  He and his blog is that good. 

Vist Budgets are Sexy today.  Right now!  Learn from Budgets are Sexy. Profit from Budgets are Sexy and thrive. It is your right and I dare to say, “You’ll never look at money the same way again”.

Patrick Lalande   

Next round of college prices moves will be …

How do they do it?

PATRICK LALANDE ON WORDPRESS 

In an opinion article from USAToday.com about colleges that are violating the trust of their students and graduates by steering those to financial institutions and programs that are not in their best interest, I read this line, 

In the near future, colleges now inundated with applicants will begin competing for a shrinking pool of high school seniors.

The thought struck me that the reason college pricing has climbed, on average over 10% a year since who knows when, because there are too many students that want to go to college.   In the future, will colleges justify price increases with the phrase “because college enrollments are declining…”?

What do you think the line will be to justify the next round of price increases?  Or will there be price decreases?

Patrick 

Once in a Lifetime Opportunity?

Who knew?

PATRICK LALANDE ON WORDPRESS
  • Who knew that Wal-mart was going to be such a big name in the retail market?  Did you?
  • Who knew that a little company called Microsoft was going to change the world?  Did you?
  • Who knew that the horse-less carriage, or Democracy, or the Internet would be as big as it is today?  Did you?

Wouldn’t you have loved a little notice of domain names or the telephone companies, or any other opportunity that would allow you to retire rich?  Wouldn’t have like to have bought Microsoft, or Google, or Yahoo before the “Big Boys” drove the prices up?  Wouldn’t you have loved a little notice that you would be using the Internet browser before the Internet became so commercial?

Things tend to grow quite rapidly in today’s world.  I had my chances.  I could have bought Microsoft for $10 dollars a share (equivalent to 50 cents today).  I could have bought Google for $85 dollars on its opening day.  I was ahead of the domain name growth but only told my friends, and didn’t invest for myself.  I could have bought Starbucks when they only had 160 stores.  I coulda, woulda, shoulda.  This isn’t a whine.  IT IS A WARNING!

There is a a little-known technology with a very, under-assuming name that you need to know about.  As a disclaimer, I hereby notify you that my brother has created it. 

So those that are suspicious, leave now.  Don’t read any further.  Continue reading

Its too late for us. Save yourself!

One more chance to save yourself

PATRICK LALANDE ON WORDPRESS

It’s been a long time coming.  On the news that the Federal government is backing the the economy with 100% aggression the stock market boomed. Up 400+ points yesterday (3/18) and currently (delayed price) up another 54. Gold plunged, financial stocks popped, and optimism has re-entered the dance. 

Yesterday was a nice sunny day here where I live. Through observation, it seemed that the weather couldn’t wait for spring and decided that it would give us a preview.  And then the Feds cute their interest rate by 3/4 of a point.  Hugh. HUGH!  How hugh?  That cut amounts to a 25%.  You didn’t get that on your credit card interest. I’d say that the big boys have a new big toy.  No, not a new maserati or a new corporate jet.  Not the new, 10,000 sq. ft. summer house that they live in for 6 weeks a year.  Not the physical trapping of wealth that you might think.  No.  Not those.  I’m talking about the game piece the financial crisis threatened to take away from them.  I’m talking BIG!  I’m talking the Federal government and the American economy. Continue reading

People lie. Prices don’t.

Recession mystery deepens, Plot thickens, Clues in Headlines 

PATRICK LALANDE ON WORDPRESS

Hey! NOT JUST  a heads-up for the market watchers.  

After the DOW dropped 155 points yesterday somebody might think that today could be a dead-cat bounce sort of day.

Here is something to think about.  Of the two headlines I read today, I get suspicious.  Continue reading